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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Understanding Your Auto Policy

Understanding Your Auto Policy

Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...

Four Financial Steps You Need to Follow as a New Parent

Four Financial Steps You Need to Follow as a New Parent

Financial planning can vary drastically from before parenthood versus afterward. As a parent, it’s imperative to know how to invest in your future, but also how to get started saving. To give yourself and your children your best future, start researching now what you need to do to provide security for the rest of your lives. Start with Life Insurance One thing you will want...

Homeowners Insurance: When Do You File A Claim?

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...

Understanding Your BOP

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

Understanding Your Homeowners Policy

Understanding Your Homeowners Policy

Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...